Interest Rates on Deposits w.e.f Date
INTEREST RATES ON DEPOSITS W.E.F. 01.09.2025
S.No Schemes
1 Savink Bank Account
2 Saving Bank -No Frill Account
| Interest Rates on Deposits w.e.f | Date |
|---|---|
| INTEREST RATES ON DEPOSITS W.E.F. | 01.09.2025 |
| S.No | Schemes |
| 1 | Savink Bank Account |
| 2 | Saving Bank -No Frill Account |
| S.No | Schemes | Period from | Period upto | Rate of interest(Public) |
|---|
| Interest Rates on Term Deposit w.e.f. | Date |
|---|---|
| INTEREST RATES ON TERM DEPOSIT W.E.F. | 01.09.2025 |
| S NO. | Period |
| S No. | Period |
| 1 | 31-45 Days |
| 2 | 46-90 Days |
| 3 | 91- 179 Days |
| 4 | 180 Days to less than 1 Year |
| 5 | 1 Year |
| 6 | 400 days |
| 7 | above 400 days but upto 2 Years |
| 8 | 2 Year to less than 5 Years |
| 9 | 5 Years and above but less than 10 years |
| 10 | Provident Fund |
| ਨੋਟ : ਦਸ ਸਾਲ ਤੋ ਵੱਧ ਦੀ ਮਿਆਦੀ ਅਮਾਨਤ ਨਾ ਲਈ ਜਾਵੇ। | |
| ਉਕਤ ਤੋਂ ਇਲਾਵਾ ਆਰਬੀਆਈ ਸਰਕੂਲਰ ਨੰ. RBI/DCBR/20156-16/23 DATED12.5.2016 , 50 ਲੱਖ ਰੁਪਏ ਜਾ ਇਸ ਤੋਂ ਵੱਧ ਰਕਮ ਦੀ ਇੱਕ ਸਾਲ ਜਾਂ ਇਸ ਤੋਂ ਵੱਧ ਸਮੇਂ ਦੀ ਇੱਕ ਮਿਆਦੀ ਅਮਾਨਤ (Single Instrument )ਉੱਤੇ ਉਕਤ ਦਰਾਂ ਨਾਲੋ 0.20% (P.A)ਦੇ ਹਿਸਾਬ ਨਾਲ ਵਾਧੂ ਵਿਆਜ ਦਰ ਲਾਗੂ ਹੋਵੇਗੀ। | |
| Interest to be paid on premature withdrawal of term deposits at 1% below the rate applicable for the period deposit remained with the bank. | |
| Interest to be charged on Loan/Limit against deposit shall be 1% above deposit rate. Loan/Limit against deposit to staff will be at par. | |
| Interest earned on the Fixed/Term deposit will be subject to Tax deducted at source as per income tax law. | |
| These revised interest rates will be applicable for new deposits and renewal of existing term deposits. | |
| All other terms and conditions will remain the same. |
| S NO. | Period | Col1 | Col2 |
|---|
Fixed Deposit (For Individual)
| Period | ROI |
|---|
